4 Quick Tips to Remember After a Data Breach
According to the study from Teramind, around 231,354 data records are stolen or lost every hour. It is quite shocking! isn't it? With the incidence of data breaches occurring on a common basis, people have become desensitized towards them. Now the question arises is- how to deal with a data breach? and what steps should be taken after a data breach? Well, these questions strike fear in almost all sized businesses as no one likes to do struggle with a hacked account, identity theft, financial loss and wastage of most of their productive time. But unfortunately, nobody has full control over the safety against potential data breaches, but it is possible to have control over the aftermath.
A data breach can happen in businesses due to several reasons such as weak passwords, human error, process failure, malware or even old system vulnerabilities. It is the most common tactic performed by cyber criminals to steal the confidential data from the organization's database- having information about manufacturers, clients, product development models, strategies etc. A major problem with the data breaches is that the unauthorized access, filtration and hacks into the network can go undetected for a long period. You can know more about the common causes of data breaches by clicking here- 5 Common Causes of Data Breach That Businesses Should Watch Out For.
However, it is vital to stay secured and do everything possible after the data breach. If you are among the millions of business professionals whose confidential data has been exposed in a data breach, then it is crucial to take some preventive measures to avoid becoming a victim of credit card fraud and identity theft. Recovering and returning to business with more strategic planning and resources are entirely possible if certain crucial steps have been included:
Change All The Affected Login Credentials:
The moment you get to know about the data breach, change all the affected passwords on that account right away. Also, if you are using the same password for any other account, then it is suggested to change them as well and create a new, unique and strong passwords for every account. The sooner you do this, the better off you will be. When you change all your login credentials before anyone enters your network, then they won't be able to access the data at all. Even if they get succeed in cracking your password, the credentials will get old by that time.
Also, you should opt for the two-factor authentication to provide an extra layer of protection to your account. With the two-factor authentication, an intruder who tries to log into your network cant gets in. It is also possible to remember and manage all the passwords using a password manager.
Be Aware of the Phishing Emails:
When attackers hack your database, they can take a lot of sensitive data from it, including your email address. And surprisingly, if they have your email address, they can easily send you a legit phishing email. It is not just about email, they can access your details too. Now, it is recommended to think twice before downloading any attachment, clicking links or accepting any requests- even if you find them 100% legitimate.
An email address that has been stolen may result in increased spam and the passwords associated with that email address can be used to hack online accounts. Thus it is important to be aware of such hacks and think twice before moving forward in this online world.
Request and Monitor Your Credit Report:
Again, cyber hackers can take a lot of details about you after a breach. If they get to know about your personal information, you will potentially lose your identity. Monitoring your credit report is one of the most significant steps to be considered after a breach. Depending on the type of company, breach and severity, certain companies offer credit monitoring services after a data breach. Even if such services are not offered, there is still an option to create a free account on Credit Karma to avail the free credit monitoring service. It notifies you with the important changes done on your credit card reports so that you can proactively check for the suspicious activity.
Furthermore, you should always take data breach seriously especially, when you get any notification for the same. You should routinely monitor your accounts and request a credit card report at least every quarter.
Ensure Credit Card Safety:
If you have any financial detail tied to your account which has been victimized on data breach, then you should keep a close eye on your bank statements. You may even have to request for credit card replacement for any card that was used or saved on any particular site. But if any fraud takes place before the connected bank is notified, the rule will differ between debit cards and credit cards. For credit cards, a user will report for a card lost or stolen at any time and will be on the hook for around $50 of fraudulent charges while having 60 days to dispute the charges.
Remember, this is not only applicable for websites such as Amazon or Target- where buying products is your sole purpose. You should stay aware of the fraudulent activities that lead to data breach even though the site like LinkedIn, where you are given an option to pay for a higher-level membership.
If you are getting desensitized about the stories of data breaches, theft and confidential information leakage, the privacy of your own sensitive data should be of utmost importance. In such a scenario, enforcing the recovery plans and right procedures can aid immensely.
Availing result-driven managed IT services is also the greatest way to ensure security from potential thefts and data breaches. CTG Tech is a reliable company, which offers the best quality managed IT services to businesses that belong to different industries. You can get benefit from enhanced network security, live remote support, operating expense reduction, the full-time monitoring and so on.